Roof Financing
A new roof for as low as $189/month. Check your rate in 60 seconds.
What We Do
What’s included
- Check your rate in 60 seconds, no credit impact
- 3 financing tiers to match every credit profile
- Same-day approval in most cases
- 12-lender network for best available rate
- Terms from 12 to 180 months
- No prepayment penalty, pay off early anytime
- Deferred payment options available
- Install scheduled as soon as you approve
Pricing & expectations
From 6.9% APR
Financing is available for projects from $2,500–$75,000. APR ranges from 6.9% (720+ credit, 180-month term) to 12.9% (580+ credit, 60-month term). Monthly payments shown are estimates; your actual rate depends on creditworthiness and term selected.
How It Works
Your financing, step by step
Check Your Rate
Fill out a 2-minute form online or in person. Soft credit pull only, zero impact to your score.
Review Your Options
We present all available offers from our 12-lender network side by side. No pressure, no upsell.
Get Approved
Most approvals come through same-day. Sign your financing agreement and we schedule your install immediately.
Work Begins
Your roof gets replaced on your schedule. Monthly payments start 30 days after project completion.
Reviews
From homeowners we’ve worked for
We had been patching the old roof every spring for years. Financing came to about $210 a month on the 10-year plan, which is easier to plan around than another emergency repair. The paperwork took one evening at the kitchen table.
Common Questions
Financing FAQ
No. Rate checks use a soft credit pull which has zero impact on your score. A hard pull only occurs if you accept and close a loan.
We have options for scores as low as 580. Our best rates (6.9% APR) require 720+. Even with challenged credit, we'll find an option.
Most applicants receive a decision within minutes. Same-day approval is typical during business hours.
Yes. None of our financing products include prepayment penalties. Pay it off anytime; you only pay interest on the remaining balance.
We'll work with you to find an alternative, including payment plans directly with Peak Roofing Co. We don't turn away homeowners who need a roof.
Related services
Roof Replacement
When repairs stop making sense, a full replacement protects your home for the next 30 years. We handle everything from tear-off to final inspection.
Storm Damage Repair
Hail and wind damage is often invisible from the ground. Our FAA-certified drone finds every impact point and we handle your insurance claim start to finish.
Commercial Roofing
From small retail buildings to multi-tenant complexes, we install and maintain all flat and low-slope commercial roofing systems with minimal business disruption.
A New Roof for $107/month
We compare offers from 12 lenders and show you all of them side by side. Checking your rate is a soft pull and does not affect your credit score.
Project Cost
$8,100
Monthly
$107/mo
APR (OAC)
9.9%
Estimates only. Final rates based on credit approval. $4.50/sq ft avg. 120 months / 10 years shown.
Every Plan Includes
No prepayment penalty
Pay the loan off early whenever you like, with no fee.
Payments start after the job
Your first payment is due 30 days after the roof is finished.
Same-day decisions
Most applications get an answer within minutes during business hours.
12 lenders compared
You see every offer we get back, side by side, and pick the one that fits.
Loans are made by third-party lenders, not Peak Roofing Co. All financing is subject to credit approval. Rates and payments shown are examples.
Ready to get started with financing?
The estimate and drone inspection are free. We call back within 2 business hours.